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Attention VA Home Buyers:
We work with many eligible Tampa, Florida VA home buyers in the home purchase process and can help guide you from start to finish through that process.
Veterans of US military service are, in most cases eligible for US Department of Veteran Affairs home loan benefits. According to the VA, those benefits include:
- Equal opportunity.
- No down payment (unless required by the lender or the purchase price is more than the reasonable value of the property).
- Buyer informed of reasonable value.
- Negotiable interest rate.
- Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5% and exemption for veterans receiving VA compensation).
- Closing costs are comparable with other financing types (and may be lower).
- No mortgage insurance premiums.
- An assumable mortgage.
- Right to prepay without penalty.
- For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
- VA assistance to veteran borrowers in default due to temporary financial difficulty.
We also work with a number of local Tampa, Florida lenders that specialize in working with VA home buyers. There are many advantages to working with a local lender for your home financing needs, whether a conventional, VA or FHA loan.
Ready to get started? Just fill out the form below (or call us at 813-205-1802) and we will get back to you quickly to get you started down the road to home ownership!
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